ANZ Card Security

ANZ credit and debit cards are backed by 24-hr ANZ Falcon™ fraud monitoring which automatically senses suspicious activity. If we detect a transaction on your account that could be unusual, we will contact you to confirm that transaction is in order.

You can feel confident using your ANZ card whether you’re making a contactless payment for your groceries, shopping on your favourite online store, or buying a train ticket in Paris.

Contactless

Contactless uses the latest encryption technology and only works within 4cm of the machine, so you won’t accidentally pay for someone else’s purchase just by walking past a reader. It really is secure, fast and easy.

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Online

We use security measures including encryption to keep your details safe. Plus you’re protected round the clock with ANZ so you can shop online with confidence.

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Overseas

ANZ card security protects you, wherever you are in the world. Let us know you’re travelling overseas so we know you’re going to be using your card while you’re away, and can take this into account when monitoring your transactions.

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Looking for a new credit or debit card?

Choose one that’s backed by ANZ Card Security.

ANZ First

  • 0% p.a. on non-ANZ balance transfers for the first 9 months2
  • Up to 44 days interest free on purchases5
  • Low $30 annual fee.
Find out more   Apply now

ANZ Frequent Flyer

  • 0% p.a. on non-ANZ balance transfers for the first 9 months2
  • Uncapped Qantas points earning3
  • ANZ Frequent Flyer card holders can get a complimentary Qantas Frequent Flyer membership and save $82.50#apply online at the Qantas website.
Find out more   Apply now

ANZ Rewards

  • 0% p.a. on non-ANZ balance transfers for the first 9 months2
  • Uncapped Reward points earning4
  • Offers a range of flexible rewards including flights – on almost any airline, entertainment, gift cards, merchandise and more.
Find out more   Apply now

ANZ Access Advantage

  • Visa Debit access, so you can use your own money online, over the phone, or overseas1
  • With Visa payWave, simply wave and go.
Apply now

Disclaimers

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group limited (ANZ) ABN 110005 357. ® Falcon is a registered trademark of Fair Isaac Corporation. ANZ prepaid cards, including travel cards, are not covered by Falcon. Australian Credit Licence Number 234527.Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product. American Express is a registered trademark of American Express. This card is issued by ANZ pursuant to a licence from American Express.

#This joining fee waiver is offered by ANZ. It is available to new applicants or existing ANZ Frequent Flyer credit card account holders who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinffanz This offer is non- transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

1. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges for fees and charges that apply.

2. Offer only available to applicants who apply for the balance transfer by 15 January 2014. Not available on ANZ Balance Visa. Offer available to balances transferred from non-ANZ credit or store cards only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ credit card. For new ANZ credit card accounts the balance transfer must be requested at the time of applying for or, at the time of activating your new ANZ credit card account. For new card applicants, the balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 9 months from the date the card application is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. For transfers to an existing ANZ credit card, the balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 9 months from the date the balance transfer request is processed by us. The standard variable interest rate is 19.74% p.a. on purchases and 21.49% p.a. on cash advances for ANZ First and ANZ Platinum and 18.79%p.a. on purchases and 20.99% p.a. on cash advances for ANZ Rewards and ANZ Rewards Platinum and 19.99% p.a. on purchases and 21.49% p.a. on cash advances for ANZ Frequent Flyer and ANZ Frequent Flyer Platinum as at Friday, 15 November 2013 and is subject to change. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.

3 Qantas Frequent Flyer points are now also referred to as Qantas Points. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 13 14 for a copy). Purchases exclude cash, cash equivalent transactions and premiums paid for ANZ Credit Card Insurance. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. ANZ is the credit provider and credit licensee (or registered person) under the National Consumer Credit Laws. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express® Card and/or ANZ Frequent Flyer Visa card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.

4. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 948kB) (please call 13 13 14 for a copy). Purchases exclude cash, cash equivalent transactions and premiums paid for ANZ Credit Card Insurance. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express® Card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.

5. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.